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My Money Wizard

Demystifying the Magic of Financial Freedom

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Saving Money

Create a Wealth Building Machine by Automating Your Finances

June 19, 2017 By The Money Wizard 9 Comments

manage money by automating your finances

Fact: most people budget backwards. We use our paycheck to make everybody else richer, then wonder what happened to our once sizable salary. My latest post over at InvestmentZen covers how to flip that backwards budget right side up. I share the best saving’s hack to short circuit your brain’s flaws, plus specific strategies you can […]

Filed Under: Money Hacks, Saving Money

What To Do If You Miss a Credit Card Payment

June 12, 2017 By The Money Wizard 19 Comments

You know what sucks? The pang in your stomach the moment you realize you forgot to do something really, really important. That queasy sensation replicated only from finding the biggest, scariest roller coaster around, cresting the top of the hill, and having the floor completely drop out from underneath you. Freefall, right into the terrifying […]

Filed Under: Debt, Money Hacks, Saving Money

When a Sale Isn’t Really A Sale

May 22, 2017 By The Money Wizard 16 Comments

fake sales

  Downtown Minneapolis’ Macy’s is closing. A brick and mortar retail store closing isn’t exactly noteworthy these days, but the downtown Minneapolis Macy’s is a particularly special case. For one, the store is big. Not just big – massive. This thing takes up (took up?) nearly an entire city block and towers 6 stories into […]

Filed Under: Money Hacks, Saving Money

Finding Your Perfect Day in Early Retirement

April 11, 2017 By The Money Wizard 15 Comments

finding your perfect day

“So, just how exactly do you plan on filling your time in early retirement?” she asked me, pen and pad in hand, ready to record my exact answer to the quiz. I was a little taken aback. Sure, early retirement sounds great, and I’ve been drawn to some notion of it for as long as […]

Filed Under: Early Retirement, Saving Money

Shopping for a $50 Million Dollar Vacation Home

March 10, 2017 By The Money Wizard 16 Comments

aspen mansion

Picture this: I’m having a great time last week on vacation in Aspen, Colorado. I’m skiing down the side of a beautiful mountain trail, when I stumble upon this condo complex: “Wow, that’s a nice complex,” I think to myself. “Hey wait, that condo building only has one garage…” I realize. It hits me. That’s […]

Filed Under: Saving Money

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I'm the Money Wizard, a 20-something who started this blog after I saved $100,000 by age 25. Now, I'm sharing everything on my journey towards early retirement in my 30s.
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I track my net worth and spending every month, and I share all the details (even when they're not pretty) here:

Current Net Worth: $588,800

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